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DDA: there is still time to measure the impacts

Insurance

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Regulatory And Compliance

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The Insurance Distribution Directive (IDD) has two main objectives

– Harmonisation of European practices: Harmonise national provisions relating to the distribution of insurance and reinsurance, in order to ensure identical regulation for all distribution channels

– Investor protection: Aligning life insurance regulation with MiFID2, in order to avoid regulatory arbitrage and to ensure identical consumer protection regardless of the nature of the financial savings

In this study, we present in a concrete and operational way the main novelties of the DDA – in particular by analysing the gap with the existing regulation – as well as their impact on the different actors of the insurance distribution in France

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