Business

The agreement on the generalisation of supplementary collective health insurance in 2013 suggested a major upheaval in the collective and individual health markets, and even a reversal between these two markets. Some thought that the share of individual supplementary health insurance would gradually decline in favour of collective health insurance....

Instant Payment is a new non-mandatory payment method proposed by the ECB to financial institutions. It consists of making transfers between bank accounts at any time and in 10 seconds. Amongst many advantages, Instant Payment makes it possible to support new uses, to make exchanges more fluid on a European...

The affinity approach is at the heart of the banking market strategy, and it is attracting more and more banks, which see it as a good way of winning over new customers. “The target becomes a group of people with the same expectations in terms of affinity. Different targets with...

The bank card is the reference means of payment in France. Is the emergence of alternative means of payment likely to call into question the durability of the card?

Insurance comparators appeared in France in 2005-2006, following the model of other types of online comparators. This model, which is widespread in Anglo-Saxon countries, is characterised by a central position within a tripartite relationship. At the service of the end customer but also of its partners, the insurance comparator must...

After a generally unfavourable context last year due in particular to sluggish markets, constant pressure on NBI, mainly on management fees, a persistent intensification of competition induced by the globalisation of the markets and specialisation of the players, it is now essential for asset managers to carry out an in-depth...

Impact investing, the baby of sustainable finance, has grown exponentially in recent years and is increasingly attracting institutional and individual investors. Faced with a diverse and often complex range of responsible investment products, impact investment stands out with a more concrete and ambitious approach. Indeed, it is not only about...

The COVID 19 crisis disrupted the lives of billions of people in a matter of weeks. Its exceptional nature has called for completely unprecedented decisions, shutting down activities around the world. In addition to the health crisis, we are facing an unprecedented economic crisis. In this almost hostile context, all...